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All loans are closed in-person at one of our 8 convenient branch locations.

Please call us for current loan rates.

Port Washington State Bank
206 N Franklin St. / P.O. Box 176
Port Washington, WI 53074
262-284-4416
NMLS #460289

Port Washington State Bank Portal is a safe and secure platform that makes it easier for our customers and potential customers to apply for loans.

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Loans

Home

Home Equity Loan
   Program Details and Features:
       - Fixed rate loan.
       - Fixed payment.
       - Borrower one lump sum.
       - Loan is amortized over the term of the loan.
       - Minimum credit score to qualify 620 and no adverse underwriting factors.
Home Equity Line of Credit
    Program Details and Features:
       - Variable rate loan.
       - Borrow exactly the amount you need (up to your credit limit).
       - As you repay, your available credit gets restored, ready for any future needs.
       - Payment based on program and outstanding balance.
       - Minimum credit score 620 and no adverse underwriting factors.

Consumer / Personal

Auto Loan - Cars, Motorcycles and truck purchase or refinance
    Program Details and Features:
       - Minimum credit score 680 and no adverse underwriting factors.
       - Rates and terms vary based on age of vehicle.
       - Please contact us for our current rates.
       - Loan requires a current PWSB deposit or loan relationship for minimum of 6 months.
         Contact a lender with additional questions.
Recreational Vehicle Loan - Boats, Motorcycles, ATVs
  Program Details and Features:
       - Minimum credit score 680 and no adverse underwriting factors.
       - Rates and terms vary based on age of vehicle.
       - Please contact us for our current rates.
       - Loan requires a current PWSB deposit or loan relationship for minimum of 6 months.
         Contact a lender with additional questions.
Secured Loan - CD, Stock or Deposit Account
  Program Details and Features:
       - Minimum credit score 680 and no adverse underwriting factors.
       - Please contact us for our current rates.
       - Loan requires a current PWSB deposit or loan relationship for minimum of 6 months.
          Contact a lender with additional questions.
Affordable Loan Program
    Program details and Features:
        - Unsecured loan
        - Borrow up to $5,000
        - 2025 income limit $51,050
        - Debt to Income Ratio 50% or less
        - No administration fee
        - Minimum Credit Score 620 and no adverse underwriting factors.
        - Additional terms and conditions may apply and are subject to change.
        - Loan requires a current PWSB deposit or loan relationship for minimum of 6 months.
           Contact a lender with additional questions or for current rates.
Jump Start Loan Program - To help build or rebuild credit
    Program Details and Features:
        - Short term loan
        - Borrow up to $1,000 of which $500 will be held in a savings account until the time of payoff
        - No Administration Fee
        - Additional terms may and conditions may apply and are subject to change.
          Please contact a lender for more assistance and our current rates.