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Loans

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  • Home Equity Loan
       Program Details and Features:
           - Fixed rate loan.  
           - Fixed payment.  
           - Borrower one lump sum.
           - Loan is amortized over the term of the loan.   

  • Home Equity Line of Credit
        Program Details and Features:
           - Variable rate loan.  
           - Borrow exactly the amount you need (up to your credit limit). 
           - As you repay, your available credit gets restored, ready for any future needs. 
           - Payment based on program and outstanding balance. 

Consumer / Personal

  • Auto Loan - Cars, Motorcycles and truck purchase or refinance
        Program Details and Features:
           - Minimum credit score 680 and no adverse underwriting factors.  
           - Rates and terms vary based on age of vehicle.  
           - Please contact us for a quote.  

  • Recreational Vehicle Loan - Boats, Motorcycles, ATVs
     Program Details and Features:
           - Minimum credit score 680 and no adverse underwriting factors.  
           - Rates and terms vary based on age of vehicle.  
           - Please contact us for a quote.  

  • Secured Loan - CD, Stock or Deposit Account

  • Affordable Loan Program
        Program details and Features:
            - Unsecured loan
            - Borrow up to $5,000
            - 2025 income limit $51,050
            - Debt to Income Ratio 50% or less
            - No administration fee
            - Minimum Credit Score 620
            - Additional terms may and conditions may apply and are subject to change.
        Please contact a lender for more assistance and our current rates.

  • Jump Start Loan Program - To help build or rebuild credit
        Program Details and Features:
            - Short term loan 
            - Borrow up to $1,000 of which $500 will be held in a savings account until the time of payoff
            - No Administration Fee
            - Additional terms may and conditions may apply and are subject to change.
        Please contact a lender for more assistance and our current rates.

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This is the application portal only and requires separate login credentials than online banking.

All loans are closed in-person at one of our 8 convenient branch locations.

Please call us for current loan rates.

Port Washington State Bank
206 N Franklin St. / P.O. Box 176
Port Washington, WI 53074
262-284-4416
NMLS #460289

Port Washington State Bank Portal is a safe and secure platform that makes it easier for our customers and potential customers to apply for loans.